šŸ¦ Loans & Government Subsidies

Get the Right Loan or Subsidy for Your Business

Expert guidance on Mudra Loans, PMEGP, MSME Loans, PMFME & government subsidies. We handle everything from eligibility check to loan disbursement.

Subsidy Finder

Tell us about your business and we'll show you eligible schemes.

šŸ›ļø Government Schemes

Loans & Subsidy Schemes We Help With

We have expert knowledge of all major government schemes and help you identify and apply for the ones you qualify for.

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No Collateral

Mudra Loan ā€“ PM Mudra Yojana

šŸ’° Up to ā‚¹10 Lakhs

PM Mudra Yojana provides loans up to ā‚¹10 lakhs to micro-enterprises. Available under Shishu (ā‚¹50K), Kishore (ā‚¹5L) and Tarun (ā‚¹10L) categories.

Key Eligibility:
āœ“ Any individual / proprietor / partnership / company
āœ“ Non-farm income generating activities
āœ“ No collateral required for Shishu & Kishore
7%ā€“12% p.a.
Apply Now ā†’
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Govt Subsidy

PMEGP ā€“ Prime Minister Employment Generation Programme

šŸ’° Up to ā‚¹50 Lakhs (Mfg) / ā‚¹20L (Service)

PMEGP provides up to 35% subsidy (15ā€“35% depending on category) on project cost for setting up new enterprises in manufacturing and service sectors.

Key Eligibility:
āœ“ Indian citizen above 18 years
āœ“ Minimum 8th standard pass for projects above ā‚¹10L
āœ“ New enterprise only (not for existing business)
Subsidy: 15ā€“35% of project cost
Apply Now ā†’
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Udyam Required

MSME Term Loan & Working Capital

šŸ’° ā‚¹10L ā€“ ā‚¹10 Crore

Bank loans specifically designed for MSME units. Available for plant & machinery, expansion, working capital, and technology upgrade.

Key Eligibility:
āœ“ Registered MSME (Udyam certificate mandatory)
āœ“ Profitable business with 2+ years of operation
āœ“ Good CIBIL score (650+)
8.5%ā€“14% p.a.
Apply Now ā†’
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Food Business

PMFME ā€“ Food Processing Enterprises

šŸ’° Up to ā‚¹10 Lakhs

PM Formalisation of Micro Food Processing Enterprises provides 35% credit-linked subsidy for existing micro food processing units.

Key Eligibility:
āœ“ Existing micro food processing unit
āœ“ Individual, SHG, FPO, or cooperative
āœ“ FSSAI registration mandatory
35% credit-linked subsidy
Apply Now ā†’
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SC/ST & Women

Stand-Up India Scheme

šŸ’° ā‚¹10 Lakhs ā€“ ā‚¹1 Crore

Facilitates bank loans for SC/ST and women entrepreneurs to set up greenfield enterprises in manufacturing, services, or trading sector.

Key Eligibility:
āœ“ SC/ST or Women borrower
āœ“ Indian citizen above 18 years
āœ“ Greenfield project (first time loan)
Base Rate + 3% p.a.
Apply Now ā†’
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No Collateral

CGTMSE ā€“ Credit Guarantee Scheme

šŸ’° Up to ā‚¹2 Crore

Credit Guarantee Fund Trust for Micro and Small Enterprises provides collateral-free credit up to ā‚¹2 crore for MSEs through member lending institutions.

Key Eligibility:
āœ“ Micro and small enterprises
āœ“ New or existing MSEs
āœ“ No collateral or third party guarantee required
As per lending institution
Apply Now ā†’
šŸ’” Why Businesskida

Why Let Us Handle Your Loan Application?

Loan applications are complex. Wrong documents or approach leads to rejection. Our experts ensure you get it right the first time.

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Project Report Preparation
Bank-ready DPR & project reports that get approved.
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CMA Data
Chartered accountant certified CMA data for loan applications.
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Eligibility Assessment
We assess your business and suggest the best scheme.
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Bank Liaison
We coordinate with the bank on your behalf for faster approval.
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End-to-End Support
From application to disbursement ā€” we handle everything.
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High Approval Rate
Our expert guidance leads to 90%+ loan approval rate.
Start Your Loan Journey ā†’
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